Monthly instalments across package rate steps, with a year-by-year principal vs interest breakdown.
Instalments are recomputed at each rate step on the remaining balance and remaining tenure — the way banks reprice after the fixed period.
First-month principal & interest split shown for each phase.
How each year's payments split between interest (cost) and principal (equity built).
| Year | Rate | Instalment /mo | Interest paid | Principal paid | Interest % | Ending balance |
|---|