Compare staying put, repricing with the same bank, and refinancing to a new bank
See the 2-year cost difference, fees, subsidies and break-even
Current loan details
$
yrs
mo
%
Reprice — Same bank
%
$
Refinance — New bank
%
$
$
$
$
%
days
2-year comparison
Stay
Reprice
Refinance
Rate
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—
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Monthly instalment
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Interest 24 mo
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Upfront cost
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Net 2-yr cost
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Indicative only — not a loan offer or financial advice. Interest computed on a reducing-balance amortisation at each rate over the comparison window; actual packages may step rates. Confirm lock-in, clawback and fees with the bank.